24: Why you're hestitating on whole life (and how to stop)

Fear, uncertainty, and doubt around whole life insurance keep people stuck in analysis paralysis, unable to move forward with Infinite Banking, despite its proven track record. But understanding where this "FUD" comes from and why it's largely overblown helps us understand that it's actually really hard to mess up a whole life insurance policy.

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I'm John Perrings, an Authorized Infinite Banking Concept (IBC) Practitioner with the Nelson Nash Institute, the official home of Infinite Banking. I've implemented IBC for hundreds of clients and educated thousands more via my top-rated podcasts, articles, and courses.

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Topics Discussed:
  • (00:00) - 024 Why you're hesitating on whole life (and how to stop)
  • (01:10) - Generations of Status Quo Financial Thinking
  • (04:48) - Information Overload & Finding the Right Advisor
  • (08:45) - IBC Hype and Sensationalism
  • (12:44) - Philosophy vs the Math
  • (17:02) - Policy Design Concerns
  • (19:48) - High Early Cash Value Trade-offs
  • (22:47) - Policy Lapses & Wrong Products
  • (26:12) - Finding an Advisor You Like and Trust
  • (27:48) - Agent Commissions
  • (33:41) - How Much to Pay & What to Do With Your Policy
  • (36:22) - Simplicity & Next Steps

Creators and Guests

John Perrings
Host
John Perrings
I've helped hundreds of clients implement The Infinite Banking Concept and I can help you too.
24: Why you're hestitating on whole life (and how to stop)
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